Using stock-based debt to take care of year-end bonuses based

 Every turn of the year, many enterprises will be distributed as a double pay and bonus awards to employees a hard year. How to better take care of, the control of the prize money, only allowed to increase the value in the moment, but also when the value for money in the future consumption is becoming a hot topic for the moment.

end of the year award because the amount is usually larger, but also for a one-time payment, the money comes easy to quickly produce self-expansion and consumer impulses. However, little reason to think about, or should be integrated into the next year the family (or individual) financial plan, weigh the enjoyment of consumption or saving a good one-time investment. If you choose to invest, should not aim to stand, blind investment in high-risk product.

hot year in the stock market, direct investment in stocks or stock funds, is naturally a good choice, but the recent market interest rate shock under the influence of factors such as severe, the future direction of being unknown. Financial experts suggest that it might be part of the funds for a sound long-term investment products, other funds will be placed in a good short-term liquid investment products, which consumers can wait for this year's Spring Festival, or the stock market using a structural mobility opportunities.

Bond Fund is a more stable long-term investment products on behalf of, the current market, there are more than 100 open-ended bond fund, according to the main investment objective can be broken down into pure debt, enhanced (including play shares), credit debt, convertible bonds, etc. type.

Galaxy Securities, according to the data, as of December 26, when Bo Boshi Fund's credit debt A / B, 8.61% achieved last year, the rate of return, even if one year after the latest interest rate increase of 2.75% term deposit rates, but also more than 3 times its level.

short-term financial instruments, money market funds is also a good choice. Galaxy Securities, according to the data, as of December 26, money market funds last year, the average yield was 1.734 percent, higher than the bank demand deposits. When Bo and Boshi Fund's cash income funds, proceeds of this year, next year more than 2.126%, more than this level. Boshi Fund feed